(IQware: Cleveland) -- According to globally recognized futurist and innovation expert David Croslin, few circumstances drive innovation faster than being in a state of war. The U.S. health care system is now in a state of war. Consumers, government regulators, and enterprises are demanding change; otherwise, alternatives will be created and the current system will be shoved aside.

Four major events are creating a timeline that the existing health care system must meet to survive:

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